{"id":38585,"date":"2025-12-11T11:44:50","date_gmt":"2025-12-11T11:44:50","guid":{"rendered":"https:\/\/conseil-concurrence.preprod.io\/communique-du-conseil-de-la-concurrence-relatif-au-projet-de-concentration-economique-concernant-lacquisition-par-la-societe-lana-cash-sa-des-elements-dactifs-de-la-soc-2\/"},"modified":"2026-01-30T10:18:21","modified_gmt":"2026-01-30T10:18:21","slug":"statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair","status":"publish","type":"post","link":"https:\/\/conseil-concurrence.ma\/en\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\/","title":{"rendered":"Statement from the Competition Council regarding the economic concentration project concerning the acquisition by the company &#8220;Lana Cash SA&#8221; of the assets of the company &#8220;Centre Mon\u00e9tique Interbancaire SA&#8221;"},"content":{"rendered":"<p>In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 adopted for its implementation, as amended and supplemented, the Competition Council makes available to the public the &#8216;summary of the transaction&#8217; below, containing the information provided by the parties.<\/p>\n<p>This information has been prepared by the notifying parties, who are solely responsible for it.Inaccurate or distorted information contained therein does not in any way prejudge the Competition Council&#8217;s position on the proposed transaction.<\/p>\n<p>The publication of this press release does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 implementing Law No. 104-12 on price freedom and competition as amended and supplemented.<\/p>\n<p><strong>Names of the companies and groups concerned:<\/strong><\/p>\n<ul>\n<li><strong>The acquirer: <\/strong>&#8220;Lana Cash SA&#8221;;<\/li>\n<li><strong>Targeted assets: <\/strong>Merchant membership contracts related to the activity of Interbank Monetary Center SA &#8220;CMI&#8221; for monetary payments on (i) Electronic Payment Terminal &#8220;EPT&#8221; and (ii) online payment (via credit card (acquisition &#8220;PEL&#8221; and E-Commerce Gateway &#8220;PSP&#8221;).<\/li>\n<\/ul>\n<p><strong>Nature of the operation <\/strong><\/p>\n<ul>\n<li>Asset purchase.<\/li>\n<\/ul>\n<p><strong>Economic sectors concerned <\/strong><\/p>\n<ul>\n<li>Market for electronic card payments.<\/li>\n<\/ul>\n<p><strong>Deadline for interested third parties to submit their comments <\/strong><\/p>\n<ul>\n<li>10 days from the date of publication of this press release, i.e. December 22, 2025.<\/li>\n<\/ul>\n<p><strong>NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES<\/strong><\/p>\n<p>The Competition Council has received notification of a project of economic concentration concerning the acquisition by the company &#8220;Lana Cash SA&#8221; of the asset elements of the company &#8220;Interbank Monetary Center SA&#8221; consisting of merchant membership contracts related to the activity of monetary payments on (i) Electronic Payment Terminal &#8220;EPT&#8221; and (ii) online via credit card (acquisition &#8220;PEL&#8221; and E-Commerce Gateway &#8220;PSP&#8221;).<\/p>\n<p>&#8220;Lana Cash SA&#8221; is a Moroccan joint stock company, with its registered office at 3 Rue Abou Dhabi Oasis, 20103 &#8211; Casablanca, registered with the Casablanca Trade Register under number 434227.Elle est active dans le march\u00e9 des paiements \u00e9lectroniques par carte.<\/p>\n<p>The target assets consist of contracts between merchants and \u2018Centre Mon\u00e9tique Interbancaire SA\u2019. The latter is a public limited company incorporated under Moroccan law, with its registered office located at 8, Avenue Moulay Rachid, Casablanca, and registered with the Casablanca Trade Register under number 107713. It operates in the field of electronic payment studies and services.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\">Done at Rabat, on December 11, 2025.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 issued for its implementation, as amended and supplemented, the Competition Council makes available to the public the below &#8220;operation summary&#8221; containing information provided by the parties. This information has been prepared by the notifying parties, who are solely responsible. Any inaccurate or distorted information contained therein does not in any way prejudge the Competition Council&#8217;s position on the proposed operation. The publication of this statement does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 issued for the implementation of Law No. 104-12 on freedom of prices and competition as amended and supplemented. Names of the companies and groups concerned: The acquirer: &#8220;Lana Cash SA&#8221;; Target assets: Merchant adhesion contracts related to the activity of Centre Mon\u00e9tique Interbancaire SA &#8220;CMI&#8221; for monetary payments on (i) Electronic Payment Terminal &#8220;EPT&#8221; and (ii) online payment (via credit card (acquisition &#8220;PEL&#8221; and Gateway E-Commerce &#8220;PSP&#8221;). Nature of the operation: Purchase of asset elements. Economic sectors concerned: Electronic card payments market. Deadline for interested third parties to submit their observations: 10 days from the date of publication of this statement, i.e. December 22, 2025. NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES The Competition Council has received notification of an economic concentration project concerning the acquisition by the company &#8220;Lana Cash SA&#8221; of the asset elements of the company &#8220;Centre Mon\u00e9tique Interbancaire SA&#8221; consisting of merchant adhesion contracts related to monetary payment activity on (i) Electronic Payment Terminal &#8220;EPT&#8221; and (ii) online via credit card (acquisition &#8220;PEL&#8221; and Gateway E-Commerce &#8220;PSP&#8221;). &#8220;Lana Cash SA&#8221; is a Moroccan joint stock company, with its registered office located at 3 Rue Abou Dhabi Oasis, 20103 &#8211; Casablanca, registered with the Casablanca Trade Register under number 434227. It operates in the electronic card payments market. The target assets: contracts between merchants and &#8220;Centre Mon\u00e9tique Interbancaire SA&#8221;. The latter is a Moroccan joint stock company, with its registered office located at 8, Avenue Moulay Rachid Casablanca, registered with the Casablanca Trade Register under number 107713. It operates in the field of studies and electronic payments. &nbsp; Done in Rabat on December 11, 2025<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[352],"tags":[],"class_list":["post-38585","post","type-post","status-publish","format-standard","hentry","category-press-releases"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Statement from the Competition Council regarding the economic concentration project concerning the acquisition by the company &quot;Lana Cash SA&quot; of the assets of the company &quot;Centre Mon\u00e9tique Interbancaire SA&quot; - Conseil de la concurrence du Maroc<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/conseil-concurrence.ma\/en\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Statement from the Competition Council regarding the economic concentration project concerning the acquisition by the company &quot;Lana Cash SA&quot; of the assets of the company &quot;Centre Mon\u00e9tique Interbancaire SA&quot; - Conseil de la concurrence du Maroc\" \/>\n<meta property=\"og:description\" content=\"In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 issued for its implementation, as amended and supplemented, the Competition Council makes available to the public the below &quot;operation summary&quot; containing information provided by the parties. This information has been prepared by the notifying parties, who are solely responsible. Any inaccurate or distorted information contained therein does not in any way prejudge the Competition Council&#039;s position on the proposed operation. The publication of this statement does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 issued for the implementation of Law No. 104-12 on freedom of prices and competition as amended and supplemented. Names of the companies and groups concerned: The acquirer: &quot;Lana Cash SA&quot;; Target assets: Merchant adhesion contracts related to the activity of Centre Mon\u00e9tique Interbancaire SA &quot;CMI&quot; for monetary payments on (i) Electronic Payment Terminal &quot;EPT&quot; and (ii) online payment (via credit card (acquisition &quot;PEL&quot; and Gateway E-Commerce &quot;PSP&quot;). Nature of the operation: Purchase of asset elements. Economic sectors concerned: Electronic card payments market. Deadline for interested third parties to submit their observations: 10 days from the date of publication of this statement, i.e. December 22, 2025. NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES The Competition Council has received notification of an economic concentration project concerning the acquisition by the company &quot;Lana Cash SA&quot; of the asset elements of the company &quot;Centre Mon\u00e9tique Interbancaire SA&quot; consisting of merchant adhesion contracts related to monetary payment activity on (i) Electronic Payment Terminal &quot;EPT&quot; and (ii) online via credit card (acquisition &quot;PEL&quot; and Gateway E-Commerce &quot;PSP&quot;). &quot;Lana Cash SA&quot; is a Moroccan joint stock company, with its registered office located at 3 Rue Abou Dhabi Oasis, 20103 - Casablanca, registered with the Casablanca Trade Register under number 434227. It operates in the electronic card payments market. The target assets: contracts between merchants and &quot;Centre Mon\u00e9tique Interbancaire SA&quot;. The latter is a Moroccan joint stock company, with its registered office located at 8, Avenue Moulay Rachid Casablanca, registered with the Casablanca Trade Register under number 107713. It operates in the field of studies and electronic payments. &nbsp; Done in Rabat on December 11, 2025\" \/>\n<meta property=\"og:url\" content=\"https:\/\/conseil-concurrence.ma\/en\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\/\" \/>\n<meta property=\"og:site_name\" content=\"Conseil de la concurrence du Maroc\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-11T11:44:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-30T10:18:21+00:00\" \/>\n<meta name=\"author\" content=\"Youssef OTMANE\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Youssef OTMANE\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/conseil-concurrence.ma\\\/en\\\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/conseil-concurrence.ma\\\/en\\\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\\\/\"},\"author\":{\"name\":\"Youssef OTMANE\",\"@id\":\"https:\\\/\\\/conseil-concurrence.ma\\\/en\\\/#\\\/schema\\\/person\\\/24b4bd1e24ccf3057c8fcb57662a0b81\"},\"headline\":\"Statement from the Competition Council regarding the economic concentration project concerning the acquisition by the company &#8220;Lana Cash SA&#8221; of the assets of the company &#8220;Centre Mon\u00e9tique Interbancaire SA&#8221;\",\"datePublished\":\"2025-12-11T11:44:50+00:00\",\"dateModified\":\"2026-01-30T10:18:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/conseil-concurrence.ma\\\/en\\\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\\\/\"},\"wordCount\":409,\"articleSection\":[\"Press Releases\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/conseil-concurrence.ma\\\/en\\\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\\\/\",\"url\":\"https:\\\/\\\/conseil-concurrence.ma\\\/en\\\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\\\/\",\"name\":\"Statement from the Competition Council regarding the economic concentration project concerning the acquisition by the company \\\"Lana Cash SA\\\" of the assets of the company \\\"Centre Mon\u00e9tique Interbancaire SA\\\" - 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Conseil de la concurrence du Maroc","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/conseil-concurrence.ma\/en\/statement-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-lana-cash-sa-of-the-assets-of-the-company-centre-monetique-interbancair\/","og_locale":"en_US","og_type":"article","og_title":"Statement from the Competition Council regarding the economic concentration project concerning the acquisition by the company \"Lana Cash SA\" of the assets of the company \"Centre Mon\u00e9tique Interbancaire SA\" - Conseil de la concurrence du Maroc","og_description":"In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 issued for its implementation, as amended and supplemented, the Competition Council makes available to the public the below \"operation summary\" containing information provided by the parties. This information has been prepared by the notifying parties, who are solely responsible. Any inaccurate or distorted information contained therein does not in any way prejudge the Competition Council's position on the proposed operation. The publication of this statement does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 issued for the implementation of Law No. 104-12 on freedom of prices and competition as amended and supplemented. Names of the companies and groups concerned: The acquirer: \"Lana Cash SA\"; Target assets: Merchant adhesion contracts related to the activity of Centre Mon\u00e9tique Interbancaire SA \"CMI\" for monetary payments on (i) Electronic Payment Terminal \"EPT\" and (ii) online payment (via credit card (acquisition \"PEL\" and Gateway E-Commerce \"PSP\"). Nature of the operation: Purchase of asset elements. Economic sectors concerned: Electronic card payments market. Deadline for interested third parties to submit their observations: 10 days from the date of publication of this statement, i.e. December 22, 2025. NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES The Competition Council has received notification of an economic concentration project concerning the acquisition by the company \"Lana Cash SA\" of the asset elements of the company \"Centre Mon\u00e9tique Interbancaire SA\" consisting of merchant adhesion contracts related to monetary payment activity on (i) Electronic Payment Terminal \"EPT\" and (ii) online via credit card (acquisition \"PEL\" and Gateway E-Commerce \"PSP\"). \"Lana Cash SA\" is a Moroccan joint stock company, with its registered office located at 3 Rue Abou Dhabi Oasis, 20103 - Casablanca, registered with the Casablanca Trade Register under number 434227. It operates in the electronic card payments market. The target assets: contracts between merchants and \"Centre Mon\u00e9tique Interbancaire SA\". The latter is a Moroccan joint stock company, with its registered office located at 8, Avenue Moulay Rachid Casablanca, registered with the Casablanca Trade Register under number 107713. 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