{"id":38588,"date":"2025-12-11T11:34:33","date_gmt":"2025-12-11T11:34:33","guid":{"rendered":"https:\/\/conseil-concurrence.preprod.io\/communique-du-conseil-de-la-concurrence-relatif-au-projet-de-concentration-economique-concernant-lacquisition-par-la-societe-al-filahi-cash-sa-des-elements-dactifs-de-l-2\/"},"modified":"2026-02-03T16:41:50","modified_gmt":"2026-02-03T16:41:50","slug":"press-release-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-al-filahi-cash-sa-of-the-assets-of-the-company-centre-monetique-int","status":"publish","type":"post","link":"https:\/\/conseil-concurrence.ma\/en\/press-release-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-al-filahi-cash-sa-of-the-assets-of-the-company-centre-monetique-int\/","title":{"rendered":"Press Release from the Competition Council regarding the economic concentration project concerning the acquisition by the company &#8216;Al Filahi Cash SA&#8217; of the assets of the company &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217;"},"content":{"rendered":"<p>In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 adopted for its implementation, as amended and supplemented, the Competition Council makes available to the public the &#8216;summary of the operation&#8217; below, containing the information provided by the parties.<\/p>\n<p>This information has been prepared by the notifying parties, who are solely responsible. Any inaccurate or distorted information contained therein does not in any way prejudge the Competition Council&#8217;s position on the proposed operation.<\/p>\n<p>The publication of this press release does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 adopted for the implementation of Law No. 104-12 on freedom of prices and competition as amended and supplemented.<\/p>\n<p><strong>Names of the companies and groups concerned:<\/strong><\/p>\n<ul>\n<li><strong>The acquirer:<\/strong> &#8216;Al Filahi Cash SA&#8217;;<\/li>\n<li><strong>Targeted assets:<\/strong> Merchant membership contracts related to the activity of the &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217; &#8216;CMI&#8217; for monetary payments on (i) Electronic Payment Terminal &#8216;EPT&#8217; and (ii) online payment (via credit card (acquisition &#8216;PEL&#8217; and E-Commerce Gateway &#8216;PSP&#8217;).<\/li>\n<\/ul>\n<p><strong>Nature of the operation<\/strong><\/p>\n<ul>\n<li>Asset acquisition.<\/li>\n<\/ul>\n<p><strong>Economic sectors concerned<\/strong><\/p>\n<ul>\n<li>Market of electronic payments by card.<\/li>\n<\/ul>\n<p><strong>Deadline for interested third parties to submit their observations<\/strong><\/p>\n<ul>\n<li>10 days from the date of publication of this press release, i.e., December 22, 2025.<\/li>\n<\/ul>\n<p><strong>NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES<\/strong><\/p>\n<p>The Competition Council has received notification of an economic concentration project concerning the acquisition by the company &#8216;Al Filahi Cash SA&#8217; of the assets of the company &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217; consisting of merchant membership contracts related to monetary payments on (i) Electronic Payment Terminal &#8216;EPT&#8217; and (ii) online via credit card (acquisition &#8216;PEL&#8217; and E-Commerce Gateway &#8216;PSP&#8217;).<\/p>\n<p>&#8216;Al Filahi Cash SA&#8217; is a Moroccan joint-stock company, headquartered at Place des Alaouites, B.P 49 &#8211; Rabat, registered with the Rabat Trade Register under number 77731. It operates in the market of electronic payments by card.<\/p>\n<p>The targeted assets are contracts between merchants and &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217;. The latter is a Moroccan joint-stock company, headquartered at 8, Avenue Moulay Rachid Casablanca, registered with the Casablanca Trade Register under number 107713. It operates in the field of studies and electronic payments.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\">Done in Rabat on December 11, 2025<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 adopted for its implementation, as amended and supplemented, the Competition Council makes available to the public the &#8216;summary of the operation&#8217; below, containing the information provided by the parties. This information has been prepared by the notifying parties, who are solely responsible. Any inaccurate or distorted information contained therein does not in any way prejudge the Competition Council&#8217;s position on the proposed operation. The publication of this press release does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 adopted for the implementation of Law No. 104-12 on freedom of prices and competition as amended and supplemented. Names of the companies and groups concerned: The acquirer: &#8216;Al Filahi Cash SA&#8217;; Targeted assets: Merchant membership contracts related to the activity of the &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217; &#8216;CMI&#8217; for monetary payments on (i) Electronic Payment Terminal &#8216;EPT&#8217; and (ii) online payment (via credit card (acquisition &#8216;PEL&#8217; and E-Commerce Gateway &#8216;PSP&#8217;). Nature of the operation Asset acquisition. Economic sectors concerned Market of electronic payments by card. Deadline for interested third parties to submit their observations 10 days from the date of publication of this press release, i.e., December 22, 2025. NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES The Competition Council has received notification of an economic concentration project concerning the acquisition by the company &#8216;Al Filahi Cash SA&#8217; of the assets of the company &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217; consisting of merchant membership contracts related to monetary payments on (i) Electronic Payment Terminal &#8216;EPT&#8217; and (ii) online via credit card (acquisition &#8216;PEL&#8217; and E-Commerce Gateway &#8216;PSP&#8217;). &#8216;Al Filahi Cash SA&#8217; is a Moroccan joint-stock company, headquartered at Place des Alaouites, B.P 49 &#8211; Rabat, registered with the Rabat Trade Register under number 77731. It operates in the market of electronic payments by card. The targeted assets are contracts between merchants and &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217;. The latter is a Moroccan joint-stock company, headquartered at 8, Avenue Moulay Rachid Casablanca, registered with the Casablanca Trade Register under number 107713. It operates in the field of studies and electronic payments. &nbsp; &nbsp; Done in Rabat on December 11, 2025<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[352],"tags":[],"class_list":["post-38588","post","type-post","status-publish","format-standard","hentry","category-press-releases"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Press Release from the Competition Council regarding the economic concentration project concerning the acquisition by the company &#039;Al Filahi Cash SA&#039; of the assets of the company &#039;Centre Mon\u00e9tique Interbancaire SA&#039; - Conseil de la concurrence du Maroc<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/conseil-concurrence.ma\/en\/press-release-from-the-competition-council-regarding-the-economic-concentration-project-concerning-the-acquisition-by-the-company-al-filahi-cash-sa-of-the-assets-of-the-company-centre-monetique-int\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Press Release from the Competition Council regarding the economic concentration project concerning the acquisition by the company &#039;Al Filahi Cash SA&#039; of the assets of the company &#039;Centre Mon\u00e9tique Interbancaire SA&#039; - Conseil de la concurrence du Maroc\" \/>\n<meta property=\"og:description\" content=\"In accordance with Article 13 of Law No. 104-12 on freedom of prices and competition and Article 10 of Decree No. 2-14-652 adopted for its implementation, as amended and supplemented, the Competition Council makes available to the public the &#8216;summary of the operation&#8217; below, containing the information provided by the parties. This information has been prepared by the notifying parties, who are solely responsible. Any inaccurate or distorted information contained therein does not in any way prejudge the Competition Council&#8217;s position on the proposed operation. The publication of this press release does not attest to the completeness of the file provided for in Article 9 of Decree No. 2-14-652 adopted for the implementation of Law No. 104-12 on freedom of prices and competition as amended and supplemented. Names of the companies and groups concerned: The acquirer: &#8216;Al Filahi Cash SA&#8217;; Targeted assets: Merchant membership contracts related to the activity of the &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217; &#8216;CMI&#8217; for monetary payments on (i) Electronic Payment Terminal &#8216;EPT&#8217; and (ii) online payment (via credit card (acquisition &#8216;PEL&#8217; and E-Commerce Gateway &#8216;PSP&#8217;). Nature of the operation Asset acquisition. Economic sectors concerned Market of electronic payments by card. Deadline for interested third parties to submit their observations 10 days from the date of publication of this press release, i.e., December 22, 2025. NON-CONFIDENTIAL SUMMARY OF THE OPERATION PROVIDED BY THE PARTIES The Competition Council has received notification of an economic concentration project concerning the acquisition by the company &#8216;Al Filahi Cash SA&#8217; of the assets of the company &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217; consisting of merchant membership contracts related to monetary payments on (i) Electronic Payment Terminal &#8216;EPT&#8217; and (ii) online via credit card (acquisition &#8216;PEL&#8217; and E-Commerce Gateway &#8216;PSP&#8217;). &#8216;Al Filahi Cash SA&#8217; is a Moroccan joint-stock company, headquartered at Place des Alaouites, B.P 49 &#8211; Rabat, registered with the Rabat Trade Register under number 77731. It operates in the market of electronic payments by card. The targeted assets are contracts between merchants and &#8216;Centre Mon\u00e9tique Interbancaire SA&#8217;. The latter is a Moroccan joint-stock company, headquartered at 8, Avenue Moulay Rachid Casablanca, registered with the Casablanca Trade Register under number 107713. 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